As property values soar and retirement approaches, lifetime mortgages have become a popular way for homeowners aged 55+ to unlock tax-free cash from their homes. Whether you’re planning to travel, support family, or simply boost your retirement lifestyle, finding the best mortgage broker can make all the difference.
In 2025, the UK market is seeing a surge in equity release interest, and we’ve rounded up the top 6 lifetime mortgage brokers to help guide you on this major financial journey.
What Is a Lifetime Mortgage?
A lifetime mortgage is a type of equity release loan secured against your home, allowing you to access funds without selling your property. You retain full ownership, and the loan is typically repaid when you pass away or move into long-term care.
Learn more about how lifetime mortgages work at:
MoneyHelper UK – Equity Release
Top 6 Lifetime Mortgage Brokers in the UK (2025)
1. Age Partnership
A household name in the UK equity release market, Age Partnership offers personalized advice and comparisons across major providers.
Why Choose Them?
- Free no-obligation quotes
- FCA-authorized advisors
- Great for first-time users
2. Key Later Life Finance
Key.co.uk is one of the most trusted brokers, with a focus on later-life planning, offering tools like equity release calculators and video consultations.
Why It Stands Out:
- Over 20 years of experience
- Clear, jargon-free advice
- 24/7 customer service support
3. Responsible Equity Release
Responsible Equity Release puts customer education first, helping you understand every step before signing.
What’s Great?
- Great Trustpilot ratings
- No-pressure advisors
- Wide lender panel
4. Mortgage Advice Bureau
Not just for traditional mortgages, Mortgage Advice Bureau is now making strides in the equity release market.
Pros:
- Nationwide advisers
- Award-winning technology
- Lifetime mortgage & remortgage options
5. Saga Equity Release
Saga partners with Hub Financial Solutions to bring tailored plans for over-50s.
Top Features:
- Strong brand trust
- Tailored later-life financial advice
- Ideal for retirees
6. LV= (Liverpool Victoria)
A respected name in finance, LV= offers flexible lifetime mortgage plans and no monthly repayments required.
Why Consider LV=?:
- Fixed interest rates
- Partial repayments allowed
- FCA-regulated lender
6. LV= (Liverpool Victoria)
A respected name in finance, LV= offers flexible lifetime mortgage plans and no monthly repayments required.
Why Consider LV=?:
- Fixed interest rates
- Partial repayments allowed
- FCA-regulated lender
Final Thoughts: Choose Wisely, Plan Smartly
Whether you’re inspired by financially savvy names like Carter Reum, Jessica Ussery, or Misha Ezratti, or simply want to create a more secure future, a lifetime mortgage can help fund your lifestyle without giving up your beloved home.
Always consult a FCA-authorized broker and compare multiple quotes before making a decision. This financial step should support — not stress — your retirement.
For more on money, technology, and digital wellness, check out platforms like:
- TechCrunch for fintech news
- Character.AI for AI-powered planning
- Indeed for related career shifts
- Internet Archive Wayback Machine to research historical financial data
